If you are looking for the best car insurance in the US, there are a few things you should consider. Your driving history will likely have a large impact on the premium you pay. If you travel a lot, you might need a higher level of coverage. Also, you may want to consider getting separate coverage for each driver. The company that has the lowest complaints per thousand policies is a good choice for most drivers.
Obtaining a few car insurance quotes can help you get the lowest rate and policy for your needs. You can get quotes online or over the phone, and you can also contact your state insurance commissioner to get an idea of the average cost of car insurance in your state. Once you’ve obtained several quotes, you can narrow down the choices by looking at discounts and coverage limits. You can also consult an independent insurance agent for guidance.
Discounts are an important way to keep your costs down. Many companies offer discounts for safe driving, taking a defensive driving course, or bundling homeowners and auto insurance policies. If you have a clean driving history, you could even save 63% on your full coverage. If you have a clean driving record, you may want to consider Root as a viable option. In addition to its free trial period, the Root app also lets you control your own driving habits. The app has good reviews.